Message from the Chairman & CEO

I want to start by saying thank you.

Our team and 2,000+ customers did an incredible job with the transition from the State Bank of Bussey to Twin Cedars Bank. At the same time, we continued to execute on our strategic priorities, strengthen our relationships and help everyone with their banking needs.  

We want you to know that we are working on expanding our products, processes, and technologies to better serve our customers and community.  Here a few things we have expanded on since our transition began:

• We have added a partnership with Carson Wealth Management for those who may need help with retirement planning, college savings, trust, and other wealth management products. Sam Vande Weerd is our local partner, and he will meet you in person at your convenience if you would like to connect.
• We added an insurance partnership to meet the needs of those who might be looking for insurance alternatives. If you are in the market for a new provider or want a competitive comparison, please let us know. Our partnership is with Atlas Insurance Group, and they have competitive programs.
• We are in process of upgrading our debit cards to provide a mobile wallet feature so you can have your debit card on your phone with Apple Pay or Google Pay.
• We added a Payments Processing product relationship for business customers that accept credit cards. Our new payment processing competes with Square and many other FinTech’s.
• We have added a Credit Card program which includes a competitive rewards card, a balance transfer card, a cash secured card and several other credit card options for you to choose from.
• We have increased our rates on Money Markets and CD Rates.
• We have added new loan programs with competitive rate options. This includes SBA 7a, SBA 504, USDA, FSA, Development Loans, Commercial Real Estate, Bridge Loans,
• We are in the process of adding Bill Pay and several other online banking products. We are excited to release these to you soon.

At the end of the day, our company is about people and relationships. Our customers and communities trust us to protect and grow their wealth. We take a personal approach to deliver our products, services, and technologies so you can have peace of mind and focus on what is important to you.

We want to be a bank our customers are proud to have in their lives and our communities are proud of our contributions.

In closing, I want to let you know that I am proud to be a banker, to be your banker, and the Chairman of Twin Cedars Bank. This is an honorable profession and banks are the center of the U.S. economy. My personal focus is to create value for everyone. That is, our customers, communities, employees, and partners. We look forward to serving you and we appreciate your support.

Rudy N. Fors, Chairman, President & Chief Executive Officer