Business Lending

Grow Your Business With A Trusted Local Bank

Business Loan Bank We understand that small businesses and Iowa farms are the beating heart of our communities. That’s why Twin Cedars Bank is here to help your business reach its goals by offering several different types of loans for businesses.

No matter what type of loan your business needs, Twin Cedars is here to give you the financial tools you need to see your business grow! Come see why we are the best bank for business loans in Iowa!

The Best Loan Products & Services For Any Industry

No matter what industry your business is in, we have the perfect loan option for your specific needs. Our team of loan experts is here to help you throughout every step of the loan process from finding the best type of business loan for your unique needs to assisting you with your loan application to helping you refinance a loan.

Commercial Real Estate Loans with the best mortgage rates available
Auto Loans/Vehicle Loans featuring low-interest rates
Equity Lines of Credit
Term Loans
Equipment Finance and Equipment Leasing Loans
Small Business Loans (contact one of our banking experts to find the best small business loan for your business)
Small Business Association Loans (SBA 504 Loans)
- To purchase real estate, buy land, finance construction, or purchase heavy equipment
Small Business Association Loans (SBA 7a Loans)
- To assist in buying an existing business or acquiring operating capital for equipment or improvements
Additional financial assistance programs with special loan terms dedicated to helping diverse businesses thrive
- Women-owned business loans, veteran-owned business loans, minority-owned business loans, Native-American-owned business loans, LGBT-owned business loans, and rural business loans

Ag Financing – Farm and Ranch Loans

With Twin Cedars Bank loans for farms, farmers and ranchers can expand their operations with one of our ag loans options: Ag Loan Bank

Land Loans and Operational Expansion Loans – custom farm loans for both family-owned farms and larger farming operations
- Increase your capacity to produce your product for a growing market with a new equipment loan
- Invest in the future of your business through a new land loan
- Expand your current operation or diversify your business with ag loan and financing solutions

Capital Loans

Operating Lines of Credit
Cash-out loans
Short-term loans and Bridge Loans to help your operation relocate or finance a project

Refinancing Loans

Our Debt Consolidation Loans can save money on your current loan or credit card payments
Extend your terms to make loan payments more manageable
Get rid of higher interest rates on old loans to make paying off loan debt easier
Discounts are available with autopay from a Twin Cedars Bank checking account or savings account
No origination fees on some loans
Fixed and Variable Rate Loans tailored to meet your unique financial needs
Both short-term loan options and long-term loan options

For the best business loans paired with the highest-quality customer services, trust Twin Cedars Bank. Whether you’re applying for a business loan or looking for advice in choosing the best loan for your business, we’re here to help. From understanding your options to applying for a loan, we make getting the capital your business needs simple and straightforward.