Twin Cedars Bank

Twin Cedars Bank - Careers http://www.twincedars.bank/contact/careers/rss http://www.twincedars.bank/contact/careers/rss Twin Cedars Bank en-US Mon, 13 Jul 2026 23:06:57 +0000 Mon, 13 Jul 2026 23:06:57 +0000 Copyright 2026 Twin Cedars Bank. All Rights Reserved. postmaster@globalreach.com postmaster@globalreach.com Global Reach Jobs Aggregator v0.96 http://blogs.law.harvard.edu/tech/rss 60 Senior Business & Ag Banker http://www.twincedars.bank/contact/careers/senior-business-wealth-banker http://www.twincedars.bank/contact/careers/senior-business-wealth-banker March 13, 2026 05:00:00 +0000 <h2>Summary</h2> <p>The Senior Business & Ag Banker is a high-impact relationship leader responsible for managing and expanding a sophisticated commercial portfolio exceeding $60MM in total commitments across approximately 40 complex credit relationships.</p> <p>This role serves as both a strategic advisor to high-net-worth business owners and a senior credit voice within the Bank. In addition to portfolio leadership, this position contributes meaningfully to Loan Committee deliberations, credit governance, asset quality monitoring, and balance sheet strategy support through ALCO engagement.</p> <p>The ideal candidate combines elite credit structuring capability with strong relationship depth, disciplined portfolio oversight, and a mindset aligned with growth and risk stewardship.</p> <div align="center"> <hr align="center" size="2" width="100%" /> </div> <h3><strong>Primary Responsibilities</strong></h3> <p><strong>1. Portfolio Leadership & Relationship Management</strong></p> <p><strong>Strategic Advisor</strong></p> <ul> <li>Serve as primary banker to 40+ established commercial and high-net-worth clients.</li> <li>Deliver holistic banking solutions including commercial lending, treasury management, deposits, and wealth advisory coordination.</li> <li>Develop long-term advisory relationships built on trust, responsiveness, and technical excellence.</li> </ul> <p><strong>Credit Architect</strong></p> <ul> <li>Structure and underwrite complex transactions including: <ul> <li>Owner-occupied and investment CRE</li> <li>C&I lines of credit</li> <li>Acquisition transactions</li> <li>SBA</li> <li>Global cash flow and multi-entity credit structures</li> </ul> </li> <li>Prepare comprehensive credit presentations for Loan Committee approval.</li> </ul> <p><strong>Growth Leadership</strong></p> <ul> <li>Grow portfolio commitments by 10%–20% annually through disciplined prospecting, relationship expansion, and centers-of-influence partnerships.</li> <li>Identify new revenue opportunities within existing relationships.</li> </ul> <div align="center"> <hr align="center" size="2" width="100%" /> </div> <p><strong>2. Credit Governance & Risk Leadership</strong></p> <p><strong>Loan Committee Participation</strong></p> <ul> <li>Serve as a senior voice within Loan Committee discussions.</li> <li>Provide independent deal analysis, risk mitigation strategies, and concentration awareness.</li> <li>Uphold credit culture and policy integrity.</li> </ul> <p><strong>Portfolio Monitoring Excellence</strong></p> <ul> <li>Maintain 100% compliance with: <ul> <li>Annual reviews</li> <li>Covenant monitoring</li> <li>Borrowing base certificates</li> <li>Risk rating integrity</li> </ul> </li> <li>Identify early warning indicators and proactively manage credit risk.</li> </ul> <p><strong>Problem Credit & Workout Leadership</strong></p> <ul> <li>Assist in leading identification and resolution of deteriorating credits.</li> <li>Develop and execute workout strategies including: <ul> <li>Restructuring plans</li> <li>Forbearance agreements</li> <li>Collateral enhancements</li> <li>Negotiated settlements</li> </ul> </li> <li>Protect asset quality and minimize potential loss.</li> </ul> <p><strong>ALCO & Balance Sheet Contribution</strong></p> <ul> <li>Support Asset Liability Committee with insight into portfolio composition, repricing risk, concentration exposure, and loan growth strategy.</li> </ul> postmaster@globalreach.com (Human Resources) Intern http://www.twincedars.bank/contact/careers/intern http://www.twincedars.bank/contact/careers/intern November 7, 2025 06:00:00 +0000 <h3>Overview:</h3> <p>Twin Cedars Bank has an entry level opportunity for students to learn banking. Those who participate in the program may have an opportunity to step into a full-time position after the terms of the internship are completed.</p> <p>Twin Cedars Intern Candidates can apply for Summer Internships, Semester Internships as well as annual internships.  Based on the level of experience of the candidate the position may be paid or unpaid. Tuition forgiveness may be offered with a full-time job offer at the end of the internship program.</p> <hr /> <h3>About the Program:</h3> <p>At Twin Cedars, interns have an opportunity to learn how to make efficient and accurate banking transactions; work the teller line, handling loan request and opening and closing accounts in support of Bank priorities and strategic objectives. Interns will also get an opportunity to review the bank’s strategic planning process, loan process and join loan committee meetings.</p> <ul> <li>Interns will be able to join Commercial Bankers on business calls and meet business owners</li> <li>Interns will job shadow bankers in operations, customer facing roles, and they will have an opportunity to spend time with the Senior Lender, President of Southeast Markets and the CEO.</li> <li>Interns will have an opportunity to attend the Board of Directors Meeting</li> </ul> <hr /> <h3>General Learning Opportunities:</h3> <ul> <li>They will learn how to accurately open and close accounts in accordance to operating controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer assets</li> <li>They will learn how to assist customers with loan request and process which includes taking an application, collecting the required documentation for the loan, discussing the request with an approver and closing the deal</li> <li>They will learn and understand of the new accounts system database to manage and maintain customer account information</li> <li>Performs duties for entry/exit for safe deposit box customers, and opens & closes safe deposit boxes by following safe deposit box policies & procedures</li> <li>Assists customers with telephone inquiries to provide solutions to their banking needs</li> <li>Assists customers with routine account-related requests; researches and resolves account service inquiries/issues; and responds to client inquiries promptly, effectively, and professionally</li> <li>Performs teller responsibilities in accordance with the Teller job description</li> <li>Utilizes excellence customer service to build relationships by actively recommending new and existing products and services to current and potential customers</li> <li>Assists with efforts to identify and implement a positive overall customer experience</li> <li>Contributes towards fostering teamwork within the department</li> <li>Assist in Compliance Review and Bank Secrecy Act</li> <li>Performs other duties as assigned by leadership</li> </ul> <hr /> <p>It will be important that interns entering our program embody our Vision, Mission and the fundamentals of the <em>“Twin Cedars Way”</em> .</p> <p><strong>Vision</strong>:</p> <p><em>“We want to build a bank our customers, communities and people can be proud to have in their lives.”</em></p> <p><strong>Mission</strong>:</p> <p><em>“To provide customers with great experiences, be engaged in our communities and enable our people to be their best self.”</em></p> <p><strong>Values and the Twin Cedars Way</strong>:</p> <ul> <li>We take pride in our work.</li> <li>We help people by making customers lives easier</li> <li>We value time and act with urgency</li> <li>We treat the people in our lives with dignity and respect</li> <li>We are part of the path forward in our communities</li> <li>We do the right thing – not the easy thing</li> <li>We embrace a growth mindset.</li> <li>We ask, learn, and grow; our bank, our people and our communities</li> </ul> postmaster@globalreach.com (Human Resources) Bank Teller http://www.twincedars.bank/contact/careers/teller http://www.twincedars.bank/contact/careers/teller May 14, 2025 05:00:00 +0000 <h3>Position Summary</h3> <p>The Bank Teller is responsible for providing quality customer service per Bank standards in accurately and efficiently completing various financial transactions and account opening procedures in adherence to all Bank policies.</p> <h3>Key Responsibilities</h3> <p>The essential functions include, but are not limited to the following:</p> <ul> <li>Portray a positive company image and engage in professional and friendly communication with customers</li> <li>Actively listening to customer needs and inquiries to determine appropriate service actions</li> <li>Refer any customer questions regarding products or services to the appropriate person</li> <li>Accurately enter customers' transactions into computer to record transactions and issues computer-generated receipts</li> <li>Cash checks and pay out monies after verifying signatures/endorsements are correct, written and numerical amounts agree, and accounts have sufficient funds</li> <li>Balance/count currency, coin, and checks in cash drawers by hand or using currency-counting machine, and calculate daily transactions using computers, calculators, or adding machines</li> <li>Receive and count daily inventories of cash and drafts. Monitor bank vaults to ensure cash balances are correct. Order a supply of cash to meet daily needs</li> <li>Carry out special services for customers as requested in adherence to Bank policy</li> <li>Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits</li> <li>Identify transaction mistakes when debits and credits do not balance</li> <li>Arrange monies received in cash boxes and coin dispensers according to denomination.  </li> <li>Resolve problems or discrepancies concerning customers' accounts</li> <li>Explain, promote, or sell Bank products or services using computerized information about customers to tailor recommendations</li> <li>Knowledgeable and proficient in the account opening process for all deposit accounts, including, but no limited to: savings, checking, money market, and business accounts </li> <li>Count, verify, and post armored car deposits</li> <li>Compose, type, and mail customer statements and other correspondence related to issues such as discrepancies and outstanding unpaid items </li> <li>Perform clerical tasks such as typing, filing and answering multi-line phone system</li> <li>Analyzes applicants’ financial status and credit to determine feasibility of opening new accounts</li> <li>Performing all other duties as assigned</li> </ul> <p> </p> postmaster@globalreach.com (Human Resources) Business Administration & Loan Operations http://www.twincedars.bank/contact/careers/business-administration--loan-compliance http://www.twincedars.bank/contact/careers/business-administration--loan-compliance March 26, 2025 05:00:00 +0000 <h3>Summary</h3> <p>Twin Cedars Bank is seeking a highly organized and detail-oriented Business Administrator to join our loan operations team in Des Moines or Oskaloosa. In this role, you will be responsible for providing comprehensive administrative support to our commercial banking clients, ensuring seamless operations and exceptional customer service. This role supports commercial, consumer and home mortgage loans. </p> <hr /> <h3>Duties & Responsibilities</h3> <ul> <li>Manage the complete loan documentation and compliance process, including preparing, reviewing, and maintaining accurate records for commercial, consumer & home mortgage loan applications, agreements, and related documents.</li> <li>Facilitate the opening and maintenance of business deposit accounts, including checking, savings, and treasury management services.</li> <li>Serve as the primary point of contact for business customers, responding to inquiries, resolving issues, and providing guidance on the bank's products and services.</li> <li>Collaborate with the Commercial Relationship Managers to ensure timely and accurate processing of customer requests, such as wire transfers, ACH transactions, and account changes.</li> <li>Maintain detailed records and documentation for all customer interactions and transactions, ensuring compliance with internal policies and regulatory requirements.</li> <li>Assist with the preparation of periodic reports, statements, and other financial documents as needed.</li> <li>Participate in ongoing training and professional development to stay informed about industry trends, regulations, and best practices.</li> <li>Contribute to the overall efficiency and effectiveness of the Commercial team by identifying and implementing process improvements.</li> </ul> <hr /> <h3>Compensation & Benefits</h3> <ul> <li>Competitive salary commensurate with experience</li> <li>Comprehensive benefits package, including health, dental, and vision insurance</li> <li>Retirement savings plan with employer matching</li> <li>Paid time off and holidays</li> <li>Opportunities for professional development and career advancement</li> </ul> postmaster@globalreach.com (Human Resources) Universal Banker http://www.twincedars.bank/contact/careers/universal-banker http://www.twincedars.bank/contact/careers/universal-banker March 18, 2025 05:00:00 +0000 <h3>Summary</h3> <p>The Universal Banker is responsible for establishing, retaining, and deepening customer relationships by performing efficient and accurate banking transactions; working the teller line, handling loan request and opening and closing accounts in support of Bank priorities and strategic objectives.</p> <hr /> <h3>Duties & Responsibilities</h3> <ul> <li>Accurately opens and closes accounts in accordance to operating controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer assets</li> <li>Assist customers with loan request and process which includes taking an application, collecting the required documentation for the loan, discussing the request with an approver and closing the deal</li> <li>Demonstrates knowledge and understanding of the new accounts system database to manage and maintain customer account information</li> <li>Performs duties for entry/exit for safe deposit box customers, and opens & closes safe deposit boxes by following safe deposit box policies & procedures</li> <li>Assists customers with telephone inquiries to provide solutions to their banking needs</li> <li>Assists customers with routine account-related requests; researches and resolves account service inquiries/issues; and responds to client inquiries promptly, effectively, and professionally</li> <li>Performs teller responsibilities in accordance with the Teller job description</li> <li>Utilizes excellence customer service to build relationships by actively recommending new and existing products and services to current and potential customers</li> <li>Assists with efforts to identify and implement a positive overall customer experience</li> <li>Contributes towards fostering teamwork within the department</li> <li>Assist in Compliance Review and Bank Secrecy Act</li> <li>Performs other duties as assigned by management</li> </ul> postmaster@globalreach.com (Human Resources) Business Banker http://www.twincedars.bank/contact/careers/business-banker http://www.twincedars.bank/contact/careers/business-banker September 18, 2024 05:00:00 +0000 <h3>Summary</h3> <p>This role holds responsibility for leading the growth of new and existing business for Twin Cedars Bank. It assists in the oversight of business & ag loans and deposits with the CEO. The role manages the existing loan and deposit portfolio providing superior client service as well an analyzing and building credit presentations for loan committee review. The banker will compile loan packages ensuring completeness and accuracy of information provided. Assures that all loans are in compliance with State and Federal regulations and Bank policies and procedures. This will include assisting with exam prep, exam oversight and assisting with remedies of exam findings. This role also assists in partnering with the loan operations and support as directed by the CEO.</p> <hr /> <h3>Essential Functions</h3> <ul> <li>Leads the business development initiatives and actively participates in a business development plan to increase the Bank’s loan and deposit portfolio. Conducts business development calls to current and prospective clients. Assist in the management of our business growth plan, presenting the plan to the board of directors annually and provides monthly CEO updates.</li> <li>Assist CEO in leading the loan portfolio with Senior Lender and Credit Managers, provides loan production overview in CEO report for Bank Board. Focuses on individual KPIs (key performance metrics). Completes all reporting in a timely and accurate manner.</li> <li>Manages the flow of loan and deposit requests through the appropriate channels to ensure that structure and pricing meet the needs of the client and the operating objectives of the Bank.</li> <li>Underwrites loan requests within the parameters of the Bank’s policies and procedures. Ensures that loan packages are accurate and complete when submitted for approval.</li> <li>Manages and services loan and deposit portfolios. Identifies problems or concerns and notifies loan committee of issues.  Banker will also assist with Core processor assistance and coding.</li> <li>Ensures that all required documentation is in file for all loans and deposits. Clears documentation or compliance deficiencies noted by Loan Operations or other review channels. Resolves client problems and assists with general inquiries. Provides superior service to existing clients.</li> <li>Properly grades risk of each loan in the assigned portfolio. Adjusts risk grades as circumstances change or new information becomes available. Prices each loan and deposit product according to current Bank pricing guidelines. Documents the credit quality, current competitive factors, or overall relationship circumstances that justify departures from the approved Bank pricing regulations. Cross-sells relationships for new products.</li> <li>Demonstrates a commitment to fair lending practices. Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions. Ensures compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations.</li> <li>Builds and maintains a positive working relationship with attorneys, appraisers, developers and others to enhance the Bank’s image and reputation in the marketplace.</li> <li>Other duties as assigned by the CEO.</li> </ul> postmaster@globalreach.com (Human Resources)