Private & Personal Loans & Lines of Credit
You have needs and dreams. We have the experience and financial solutions to help you reach those goals.
At Twin Cedars Bank, we offer so much more than just checking accounts and savings accounts, our highest priority is connecting strategies and solutions to fit your financial goals. Our welcoming staff of world-class bankers can introduce you to a broad range of personalized financial solutions designed to save you time and money.
No matter what type of loan you’re looking for, Twin Cedars is proud to be one of Iowa’s best banks for personal loans. See how our loan options can help you achieve your dreams!
Residential Real Estate Loans
Looking to buy a new home or are you a first-time home buyer? Twin Cedars’ expert bankers can help guide you from your loan application to the completion of your home mortgage loan. Our personal bankers will work diligently to secure competitively low-interest mortgage rates on your new home loan. We offer multiple types of loans from temporary bridge loans to USDA loan assistance for those who qualify.
Investor Real Estate Loans
A great way to invest in your financial future is by getting into real estate investments. Our personal loan experts will work closely with you from the start of the application process onward to help you take the next step in investing in your future in the real estate market. We want to help you succeed and our team of professionals will offer you industry-leading service at every step of your investment journey.
Home Equity Loans
Your home is one of the most significant investments you will ever make. If your home needs remodeling or repair, our personal loan bankers can help secure you a home equity loan or home equity line of credit to meet your financial needs.
Auto loans are one of the most popular consumer loans today and our personal bankers excel at securing you the best loan rates available. Even if you don’t have excellent credit, we can help you get into a new or used car loan.
Personal Lines of Credit (PLOC)
Personal lines of credit are a specialty at Twin Cedars. Whether you are looking to help pay off high-interest credit cards, or just need some extra money for a project, we’ve got you covered. Our staff of professional bankers is adept at securing lines of credit to meet people’s needs.
Loans Backed By Life Insurance
A matured life insurance policy is often an overlooked source of untapped equity when people consider a loan. Twin Cedars Bank can help you secure a personal loan backed by the current equity in your policy.
Loans Secured by Brokerage Account or Stock
Many people are unaware that you can use your stocks and brokerage accounts to secure a financial loan. This often untapped source of equity is a great resource to help you get the loan you need. One of our personal banking experts will work closely with you to secure a loan based on the equity in your assets.
Pursuing further education can be expensive and come wide a wide variety of costs from tuition payments to student living expenses to books and supplies. We’re here to help you get your degree without being overwhelmed by student expenses. Our student loan experts can help you with every step of the loan process from applying for a loan to understanding student loan rates.
Whatever your dream is, Twin Cedars Bank is here to provide you with the financial assistance needed to reach that dream. We also offer a wide variety of business loans and lines of credit including equipment loans, FSA loans, small business loans, and more!