Checking Account Solutions for Your Financial Goals
Looking for the best checking options? At Twin Cedars Bank, we’re committed to helping you manage your finances with ease and convenience. Whether you’re opening your first checking account or looking for an account that fits your changing needs, we offer a variety of personal checking account options designed to fit your lifestyle and goals. With features like online banking and mobile banking, paperless statements, and more, you can easily manage your money anytime, anywhere.
Compare the types of checking accounts we offer or contact a Twin Cedars Bank near you to learn more or open a new checking account.
Prime Checking Accounts
Simple, no-fee checking accounts designed for easy money management.
- Free Online & Mobile Banking
- Instant Balance feature
- Free Mobile Deposit
- Free money transfers & balance inquiries
- Free Debit Card
- Personal Check Ordering
- Free E-Statements (must enroll in Online Banking)
- Paper Statement Fee: $3/month (if you don’t use E-Statements)
Account Details:
- $100 minimum deposit to open
- No minimum balance required
- No maintenance fees
- Perfect for those who want a straightforward, fee-free checking experience
Interest Checking Accounts
Our interest-bearing checking accounts offer competitive interest rates and are available as both personal and business checking accounts. Features of our personal checking accounts with interest include:
- Free Online & Mobile Banking
- Instant Balance feature
- Free Mobile Deposit
- Free money transfers & balance inquiries
- Free Debit Card
- Personal Check Ordering
- Interest on daily balance (based on balance tiers)
- Free E-Statements (must enroll in Online Banking)
- Paper Statement Fee: $3/month (if you don’t use E-Statements)
Account Details:
- $500 minimum deposit to open
- $10 monthly fee if your daily balance falls below $500
- Great for earning interest while keeping access to your funds
To learn more about some of the best checking account interest rates in Iowa, contact a Twin Cedars Bank near you today!
How to Set Up a Checking Account With Twin Cedars
We make opening an account easy. Here’s what you’ll need:
- Valid ID (Driver’s license or state-issued ID)
- Proof of current address (e.g., pay stub or utility bill, if address on ID is outdated)
- Social Security Number
- $100 minimum deposit for a checking account
- For joint accounts, bring the same documents for each person.
Direct Deposit for Added Convenience
Make managing your money even easier with Direct Deposit.
- Instant Access to your paycheck—no waiting in line
- Security—reduces the risk of check theft or loss
- Set Up Alerts via Online or Mobile Banking to be notified when your deposit arrives
To set up Direct Deposit, ask your employer for the payroll direct deposit form. You’ll need our routing number and your account number.
Ready to Open Your Account?
We're here to help you with all of your banking needs. Whether you’re unsure about the best checking account or looking for a solution to help you grow your savings, we’re here to provide the best bank customer services in Bussey, Lovilia, Oskaloosa, and beyond!
