Deposit Account Rates
Get The Best Deposit Rates When You Open An Account With Twin Cedars Bank
View APYs (Annual Percentage Yield) and rates for our interest-bearing accounts effective as of 10/30/2025. *Twin Cedars Bank interest rates and APYs are subject to change. *Minimum balance to open is $500.00. Minimum balance to obtain APY for CD Specials and Cedar Peak Rewards Checking is $500.00. Fees may reduce earnings. Early withdrawal penalties may apply. For questions or inquiries regarding today’s current interest rate, please contact a Twin Cedars Bank near you.
Earn higher interest rates with our high-interest CD specials and Cedar Peak Rewards high-interest checking accounts!
CD Specials
| Terms (Months) | Balance to Obtain APY | Rate | APY |
|---|---|---|---|
| CD Specials | |||
| 9 Month Flex CD* | $500+ | 3.95% | 4.00% |
| 12 Month CD* | $500+ | 3.86% | 3.90% |
| 18 Month CD* | $500+ | 3.72% | 3.75% |
| 24 Month CD* | $500+ | 3.67% | 3.70% |
Cedar Peak Rewards Checking
| Balance | Rate | APY |
|---|---|---|
| Up To $50,000* | 5.03% | 5.15% |
Loan Specials
| Home Mortgage | Consumer | Business |
|---|---|---|
|
Please call for current specials |
