Find Your Perfect Low-Interest Rate Credit Card
Twin Cedars Bank understands choosing the best credit card is an important decision. Whether you're looking to pay down balances faster, earn rewards, maximize cash back, or build your credit, we have credit card options for you. Our range of credit cards is designed to meet your specific financial needs with great features, flexible terms, and unmatched security.
Unlock Rewards, Savings, and More
No matter which card you choose, you’ll enjoy a variety of valuable benefits, including:
- Convenient and Flexible Purchasing Power: Accepted at millions of locations worldwide.
- Mobile Purchasing Capability: Shop on-the-go with added convenience.
- Zero Fraud Liability: You won’t be responsible for fraudulent purchases if your card is lost or stolen.*
- 24/7 Cardmember Service: Available 365 days a year to assist you with any questions or issues.
- Plus Much More!
Choose the Card that Fits Your Life
Explore our selection of credit cards to find the one that fits your lifestyle.
Platinum Card
- Intro APR: 0% for the first 18 billing cycles on purchases and balance transfers. After that, 17.99% to 28.99%.
- Annual Fee: None
- Key Benefits: Save on interest with a low introductory rate, and flexible payment options.
Everyday Rewards+ Card
- Intro APR: 0% for the first 6 billing cycles. After that, 18.74% to 28.99%.
- Annual Fee: None
- Key Benefits: Earn 4X points on dining, 2X on groceries and gas, plus 15,000 bonus points when you spend $500 in the first 90 days.
Max Cash Preferred Card
- Intro APR: 0% for the first 12 billing cycles on balance transfers. After that, 18.74% to 28.99%.
- Annual Fee: None
- Key Benefits: 5% cash back in 2 chosen categories, 2% on everyday purchases, and a $150 bonus when you spend $500 in 90 days.
Travel Rewards+ Card
- Intro APR: 0% for the first 12 billing cycles. After that, 18.99% to 28.99%.
- Annual Fee: $0 for the first 12 months, then $99
- Key Benefits: Earn 4X points on travel and entertainment, 1.5X on other purchases, and 25,000 bonus points when you spend $2,000 in 120 days.
Reserve Rewards+ Card
- Intro APR: 0% for the first 12 billing cycles. After that, 18.99% to 28.99%.
- Annual Fee: $390
- Key Benefits: 6X points on travel booked through the Rewards Center, 2X on other purchases, and 50,000 bonus points when you spend $4,500 in 90 days.
College Real Rewards Card
- Intro APR: 0% for the first 6 billing cycles. After that, 18.74% to 28.99%.
- Annual Fee: None
- Key Benefits: 1.5X points on every purchase, 2,500 bonus points after the first purchase.
Max Cash Secured Card
- APR: 29.49%
- Annual Fee: None
- Key Benefits: 5% cash back in 2 categories, 2% on one everyday category, and 1% on all other purchases.
Secured Card
- APR: 28.49%
- Annual Fee: None
- Key Benefits: Establish or rebuild your credit with a companion-secured savings account.
Earn More, Save More
Choosing the right credit card is easier than ever with Twin Cedars Bank. Whether you're looking for rewards, cash back, or a card to help build your credit, we have an option that fits your needs. Apply today and enjoy the benefits of Twin Cedars Bank credit cards, backed by great service and security.
Questions About Twin Cedars Bank’s Credit Cards?
Need help choosing the right card or have questions? Our friendly team is ready to assist you. Contact us today or visit one of our local branches to learn more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholders must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
