Business and AG Banking Services
Banking Services Designed To Help Your Farm & Business Grow
As a community bank, Twin Cedars’ business model is built on shared success. Your success is our success. That is why we work with you to understand your business and provide financial advice and solutions that help you navigate the future of your business, no matter what it may hold.
Farming and agribusiness have long been the backbone of Iowa’s economy. Our knowledge of agricultural finance ensures that local farm families can rely on us for their banking and lending needs. From deposit accounts to ag loans, Twin Cedars Bank provides the solutions necessary for your success.
We strive to be the best bank in Iowa not only for business banking services but for agricultural banking as well. No matter the size of your business, the industry you’re in, or the business banking solutions you need, Twin Cedars Bank is here to provide the financial services your business needs to succeed!
Banking Services For Businesses
- Business Checking Accounts
- Featuring Competitive Interest Rates
- Business Savings Accounts
- Money Market Accounts
- Earn Interest at a Guaranteed Rate
- Business Loans & Lines of Credit
- Small Business Loans, Equipment Loans, Ag Loans, Minority Owned Business Loans, & More
- Business Credit Cards & Debit Cards
- With Free ATM Withdrawals
- Online Banking & Mobile Banking
- Payment Processing
- Commercial Insurance
- Commercial Auto Insurance, Commercial Property Insurance, General Liability Insurance & Worker’s Compensation Insurance
- Electronic Transfers with Transfer Now. Move money between other banks at no cost!
- Foreign Currency and Exchange
- Schedule in person, phone and video calls to talk with a banker
Business Banking On The Go
With the Touch Banking app, you can enjoy the convenience of banking services wherever and whenever you need them. Enjoy banking tools such as mobile deposits, balance and transaction review, ATM locators, fraud protection, and more!
Ag Banking Services
At Twin Cedars Bank, we are proud to be one of Iowa’s most trusted banks for agricultural finance. As a locally owned institution, we are deeply committed to supporting the farming communities that form the backbone of our economy. Our agricultural banking services are tailored to meet the unique needs of farmers, providing the tools and resources necessary for long-term success.
Ag Lending Solutions
We understand that agriculture is vital not only to Iowa but also to the nation. That’s why we offer a comprehensive range of ag lending solutions designed to enhance your farming operations. Whether you're a seasoned farmer or just starting, our agricultural loans are crafted to support your specific needs.
Farm Equipment Financing
Investing in quality farming equipment is essential for productivity. Twin Cedars Bank offers competitive financing options to help you acquire the machinery you need, from tractors to harvesters, and more. Our farm equipment loans are designed to empower you to make the right investments to improve efficiency and yield.
Livestock Loans
Twin Cedars Bank provides specialized livestock loans. We recognize the significant investments involved in purchasing livestock. Our lending professionals are ready to assist you in expanding your operations and ensuring the success of your farm or ranch.
Farm Real Estate Loans
Purchasing agricultural real estate can be a substantial investment. Twin Cedars Bank offers various loan options to help you secure the land you need, including:
- Bridge Loans for transitioning from your current farm to a new one.
- Refinancing Options to improve loan terms or reduce payments.
- New Agricultural Mortgages are available with both fixed and variable interest rates.
- Farmer Mac Financing to facilitate your land purchases.
Your Agricultural Success is our Priority
Farming often requires additional operating capital for unforeseen expenses. Our agricultural lines of credit offer the flexibility to cover unexpected repairs, veterinary costs, or minor equipment upgrades. With these lines of credit, Twin Cedars Bank supports your farm's financial stability and growth.
At Twin Cedars Bank, we are committed to fueling your agricultural future. Our roots in rural Iowa give us a deep understanding of the challenges and opportunities facing farmers. As your trusted financial partner, we offer expertise and a range of financing services to meet the diverse needs of your agricultural operations.
Let us be the catalyst for your farm’s growth and prosperity.
Partner With A Bank As Unique As Your Business
Whether you’re looking for the best interest rates on business bank accounts, need equipment financing, or want guidance on the best way to manage your money, Twin Cedars Bank is here for your business or farm. When you partner with a Twin Cedars local bank, you’ll get the personalized, attentive, and high-quality banking services that your business deserves! Open an account today and experience the Twin Cedars difference for yourself!
